The amount of the Lombard credit granted, or advance value, depends on the value of the securities investment which will be offered as a guarantee. The amount of the Lombard credit will not, for example, be the same for a share in a major listed group as for a bond in an equivalent company or a government.
As a general rule, a Lombard credit allows borrowing of approximately 40%-50% of the value of shares in major listed groups, 60%-75% of the value of bonds in major listed groups and between 80% and 100% for Government bonds and euro funds offered by insurers.
We accompany you in the process and present your file to various banking establishments in order to find the solution best suited to your needs
Allocation of funds may be, as for mortgage loans, towards other real estate investments and/or a way of increasing the financial portfolio.